PROPERTY RESTORATION
St. Louis Property Restoration
& Remediation
Revolve coordinates full property restoration — from emergency mitigation through structural rebuild — serving as your single point of contact throughout the insurance-claim process so you never fall between contractors.
Active damage right now? Water still pouring in? Soot on the walls? Call (314) 400-8006 — we dispatch within hours. Available 24/7 for emergency response.
Top Insurance-Claim Restoration Types
Based on Insurance Information Institute (Triple-I) data, 2019–2023 five-year average. These are the perils St. Louis homeowners actually file claims for — and the restoration verticals Revolve is built to handle.
| Rank | Type | Claims / 100 Policies | Frequency Share | Status |
|---|---|---|---|---|
| #1 | Wind & Hail DamageMost frequent peril by significant margin; includes convective storms, tornado damage, hail. | 2.80 | 49.8% | ✓ View Page |
| #2 | Water Damage & Freezing (All Sub-Perils Combined)Combined III category. Sub-perils: non-weather water (~75% of count), weather-related water (~25%). | 1.50 | 26.7% | ✓ Available below |
| #3 | Non-Weather Water Damage (Burst Pipes, Appliance Leaks)Estimated from CoreLogic/ISO split data: ~75% of III water+freezing category is non-weather origin. Second most frequent individual-cause claim type. | 1.13 | ~20% (estimated from sub-peril split) | ✓ View Page |
| #4 | All Other Property DamageCatch-all for vandalism, falling objects, vehicle impact, and miscellaneous physical damage. | 0.88 | 15.7% | Not a restoration vertical |
| #5 | Weather-Related Water Damage (Flood, Storm Surge, Ground Water)Estimated as ~25% of III water+freezing category. Requires NFIP or private flood policy; not covered under standard HO-3. | 0.38 | ~6.7% (estimated from sub-peril split) | ✓ View Page |
| #6 | Fire & LightningLow frequency but highest average severity of any single peril. Average fire claim is ~5x average wind/hail claim. | 0.23 | 4.1% | ✓ Available below |
| #7 | TheftDeclining frequency over the 2019–2023 period. Not a restoration vertical. | 0.12 | 2.1% | Not a restoration vertical |
| #8 | Liability (Bodily Injury & Property Damage)Premises liability claims. Not a restoration vertical. | 0.09 | 1.6% | Not a restoration vertical |
| #9 | Sewage & Drain BackupISO/Verisk reports sewage backup as a subset of water perils. Among the highest-severity non-structural water claims; frequently absent from HO-3 without endorsement. | — | Subset of water category; not separately reported by III | ✓ View Page |
| #10 | Mold (as standalone claim)Mold claims typically emerge from unresolved water damage events. Most policies have mold sublimits. New restoration vertical page targets this independently. | — | Subset of water category; not separately reported by III | ✓ View Page |
24/7 Emergency Response
Active damage right now? We dispatch within hours for water extraction, board-up, tarping, and stabilization.
24/7 Emergency Property Response
$500 – $3,500 (emergency stabilization only; typically insurance-covered)
2–6 hour dispatch; stabilization complete within 24 hours
When damage is happening right now, Revolve dispatches within hours to stop it — water extraction, board-up, tarping, and stabilization before anything gets worse.
Learn more →Water & Flood Damage
Burst pipes, sewage backup, basement flooding, storm-driven water intrusion.
Water Damage Restoration
$2,500 – $15,000+ (typically insurance-covered)
3–5 day mitigation and structural drying; 2–4 week rebuild depending on scope
A burst pipe or failed appliance can saturate walls and floors within minutes — Revolve coordinates IICRC-certified water extraction, structural drying, and the complete rebuild so you deal with one contractor, not four.
Learn more →Sewage Backup Cleanup
$4,000 – $20,000+ (coverage depends on sewer backup endorsement)
4–7 day mandatory mitigation and extended drying; 2–6 week rebuild depending on basement finish level
Sewage backup is Category 3 black water — the most hazardous water classification — and it requires certified containment, PPE-equipped cleanup, and mandatory drying protocols before any rebuild can begin.
Learn more →Flood Damage Restoration
$5,000 – $50,000+ (requires NFIP or private flood policy for coverage)
5–10 day flood mitigation and masonry drying; 4–12 week rebuild depending on basement finish level and foundation work required
Natural flooding and ground-water intrusion is Category 2 or 3 contamination by definition — Revolve coordinates certified flood mitigation and manages the full rebuild under your NFIP or private flood policy.
Learn more →Fire & Smoke Damage
Structural fire restoration, smoke and soot cleanup, odor remediation.
Fire Damage Restoration
$15,000 – $150,000+ (typically insurance-covered; scope varies widely)
5–10 day emergency stabilization and demolition; 1–3 month structural rebuild for significant events; total-loss rebuilds 6–12 months
After the fire department leaves, the real work begins — Revolve secures your structure, coordinates IICRC S700 fire and smoke cleanup, and manages the complete structural rebuild under your insurance claim.
Learn more →Smoke Damage Cleanup
$3,500 – $25,000 standalone; typically folded into fire claim
5–14 days for smoke cleanup; rebuild of affected finishes adds 1–3 weeks
Smoke and soot damage extends through your entire home even when the fire was contained to one room — Revolve coordinates IICRC S700 cleanup that eliminates odor and soot at the source, not the symptom.
Learn more →Mold & Biological
Mold testing, containment, and IICRC S520-compliant remediation.
Mold Remediation
$1,500 – $30,000+ (varies widely by extent; insurance coverage situation-dependent)
3–7 day IICRC S520 remediation; plus moisture source repair and rebuild (1–4 weeks additional)
Mold is not a surface problem — it is a moisture problem that has had time to colonize your structure, and it requires IICRC S520-compliant containment, removal, and moisture source repair before any remediation holds.
Learn more →All 7 Restoration Services at a Glance
| Service | Timeline | Cost Range | Insurance Typically Covered? |
|---|---|---|---|
| 24/7 Emergency Property Response | 2–6 hour dispatch; stabilization complete within 24 hours | $500 – $3,500 (emergency stabilization only; typically insurance-covered) | ✓ Typically Yes |
| Water Damage Restoration | 3–5 day mitigation and structural drying; 2–4 week rebuild depending on scope | $2,500 – $15,000+ (typically insurance-covered) | ✓ Typically Yes |
| Sewage Backup Cleanup | 4–7 day mandatory mitigation and extended drying; 2–6 week rebuild depending on basement finish level | $4,000 – $20,000+ (coverage depends on sewer backup endorsement) | ✓ Typically Yes |
| Fire Damage Restoration | 5–10 day emergency stabilization and demolition; 1–3 month structural rebuild for significant events; total-loss rebuilds 6–12 months | $15,000 – $150,000+ (typically insurance-covered; scope varies widely) | ✓ Typically Yes |
| Smoke Damage Cleanup | 5–14 days for smoke cleanup; rebuild of affected finishes adds 1–3 weeks | $3,500 – $25,000 standalone; typically folded into fire claim | ✓ Typically Yes |
| Flood Damage Restoration | 5–10 day flood mitigation and masonry drying; 4–12 week rebuild depending on basement finish level and foundation work required | $5,000 – $50,000+ (requires NFIP or private flood policy for coverage) | ✓ Typically Yes |
| Mold Remediation | 3–7 day IICRC S520 remediation; plus moisture source repair and rebuild (1–4 weeks additional) | $1,500 – $30,000+ (varies widely by extent; insurance coverage situation-dependent) | ✓ Typically Yes |
Property damage doesn't wait.
Schedule a free on-site restoration assessment — we'll walk the damage with you and your adjuster.